Shingle is cheaper today. Metal is cheaper over the life of the roof. Here’s the honest math for a Hialeah home.
Up-front cost
A basic shingle roof is the lowest sticker price. Metal costs more to install. No argument there — if all you look at is day-one cost, shingle wins.
Lifespan
Here’s where it flips. In the South Florida sun and storms, a shingle roof often needs replacing in 12–18 years. A quality metal roof routinely lasts 40+ years. Over the time you own the home, you might buy two or three shingle roofs for every one metal roof.
Insurance and energy
Metal earns stronger wind-mitigation credits and reflects heat, lowering both your insurance and your summer electric bill. Those savings recur every single year — they’re real money back in your pocket, not a one-time perk.
Resale
A newer metal roof is a selling point and removes the “old roof” objection buyers and their insurers raise. A worn shingle roof is often a price-negotiation hammer against you.
Bottom line
If you plan to keep the home more than a few years, metal usually wins on total cost. If you’re selling next year on a tight budget, shingle might make sense. We’ll give you both prices in writing and let you decide. Call (786) 460-2101.